Limited Benefit Plans

Limited Benefit Plans

There are many niche health plans out there that fall short of comprehensive major medical coverage but may fit your needs in very specific cases.  It is advisable to carry major medical insurance to insure that you are adequately protected against health care costs that can be financially crippling. 

Limited benefit plans generally refer to health plans that provide coverage intended for a specific ailment, disease or setting, as opposed to overarching health insurance coverage provided by comprehensive major medical health plans.

Some examples of limited benefit plans include:

• Basic Hospital Expense Coverage
• Basic Medical/Surgical Expense Coverage
• Hospital Confinement Indemnity Coverage
• Accident Only Coverage
• Specific Disease Coverage (such as Cancer Insurance)
• Other Limited Coverage (Dental Coverage or Vision Coverage)
  

If you are considering limited benefit plans because you think you can't afford health insurance, you should enter your zip code above to compare health insurance quotes side-by-side.  You will be under no-obligation to purchase anything and you will be surprised by the affordable health plans that can be found by shopping around.